Identifying Customers That Can Safely Manage Additional Debt

How much is too much? Can this applicant handle additional debt, or will my loan be the proverbial straw that broke the camel’s back?

These are questions that have always plagued lenders, and in these difficult economic times, they’re more important than ever. Lenders have traditionally evaluated debt-load vs. income as a way of measuring a borrower’s capacity to handle additional debt. But increasingly, income is proving to be an unreliable measure of capacity – often it isn’t present or is misreported; and even if present and accurate, it can be misleading given extreme lifestyle or cost of living factors. Without income, where can lenders turn to evaluate capacity? This webinar explores this important question, including recent Fair Isaac research that has led to an innovative new way of determining capacity.

Recorded presentation now available.

Fraud Forum – Combating Fraud Through Peer Communication
Presenter: John Buzzard
Nov 12, 2008 2-3 PM EST

Connected Decision Making in Turbulent Times: TowerGroup Survey Results
Speaker: Theodore Iacobuzio
Recorded presentation now available

Using Small Business Analytics to Improve Your Profit Margins
Speaker: Cordell Wise

Scoring for Subprime—Expectations in an uncertain market
Speaker: Careen Foster
Recorded presentation now available

Scores on Statements: Goodwill, Education, and Revenue Opportunites
Presenter: Shon Dellinger
Recorded presentation now available

21st Century Banking: Customer Centricity and Information Arbitrage
Speaker: Raffi Kassarjian, Fair Isaac
Recorded presentation now available


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Operationalizing BI: Turning Insight into Action
Speaker: James Taylor, Fair Isaac
Special Guests: DM Review Editor-in-Chief Mary Jo Nott, and Contributing Writer William McKnight
Recorded presentation now available

Blaze Advisor Customer Connect – Cendant Corporation
Date: Wednesday, March 2, 2005
Time: 10:30 am to 11:30 am PST

TRIAD 8: Broadening the customer view
Presenters: Brad Jolson, Janice Horan, Darryl Knopp 
The recorded presentation is now available

Introducing the FICO Expansion Score
Presenter: Craig Dillon
The recorded presentation is now available.

Practical Applications in Enterprise Decision Management
Presenter: Ken Molay and a guest speaker from Information Week

Building on Your CRM Investment with Fair Isaac and IBM's Banking Data Warehouse
Presenters: Matthew Kreutzmann and a guest speaker from IBM.
The recorded presentation is now available.

"Advances in Strategy Science for Customer Acquisition:  The value of cash flow modeling"
Presenters: Frank Rohde and Michael Cohen

"About Thinking: A Breakthrough in Artificial Intelligence"
Presenter: Dr. Robert Hecht-Nielsen
The recorded presentation is now available.

"Managing Consumer Bankruptcy Today"
Presenters: Julie Wooding and Nicolaas Van Goor from Fair Isaac.
The recorded presentation is now available.

"Balancing Risk, Growth and Basel II: An Overview and Dialogue with Fair Isaac"
Presenters: Michael Cohen and Janice Horan of Fair Isaac.
The recorded presentation is now available.

Balancing Risk, Growth and Basel II
With Basel II, lenders are coming under more intense government scrutiny.

"Events Are the Catalyst: New Concepts for Reinvigorating Customer Retention Strategies"


"Introduction to Fair, Isaac Business Science"
Presenter: Ken Molay, strategic marketing director, Business Science

"Customer Management TRIAD: Managing Your Most Valuable Asset for Improved Profitability"
Presenters: Andrew Jennings, Ph.D., Mark Kaufman, Ian Bollen.

"Unleashing the power of transaction data" & "Small business risk solutions from D&B and Fair, Isaac"
Both recorded presentation are now available.

"Strategy Science — Early Results from Credit Line Strategy Optimization™"
Presented by Chisoo Lyons — Strategy Science, Analytics

Economics and technology author to speak at InterACT 2002
We're pleased to announce that Fair, Isaac InterACT will open with a keynote address from author and professor W. Brian Arthur.