Articles by Topic
 

ViewPoints
Account Origination
Prosperity Bank fuels growth with Fair Isaac loan origination solution (March / April 2008)
New originations models energize customer first contacts (November / December 2007)
Best practices power loan originations for SME lenders (March / April 2007)
For Turkish consumers, cell phones are a direct line to credit (May / June 2006)
Russian bank flourishes in thawing credit market (March / April 2006)
Canada's CUETS advances origination strategy design (January / February 2006)
New origination solution gives business users “hands on” control (November / December 2004)
How to make back-end reports do front-line work (September / October 2004)
How to use front-end reports to advance origination strategies (March / April 2004)
Effective tracking and reporting are key to precise risk management (January / February 2004)
Strategy Science for initial credit line finds the risk vs. reward "sweet spot" (September / October 2003)
Analytics drive a more profitable approach to prepayment (May / June 2003)
Let profit guide your cutoff strategies — a practical view (March / April 2003)
Fair Isaac steps up origination power with StrategyWare-Capstone integration (March / April 2003)
New partnerships expand lenders' access to LiquidCredit (January / February 2003)
NextGen boosts bottom line for retailers (January / February 2003)
Strategy Science: A rational means for indirect lenders to avoid irrational markets (May / June 2002)

Case Study
Chase strikes risk-reward balance with flexible strategy design (January / February 2008)
Aggressive credit card growth pays off for top Indian bank (September / October 2005)
eFunds tackles debit fraud with new technology (September / October 2005)
California DMV revolutionizes vehicle registration using Blaze (July / August 2005)
AAA Michigan blazes new trails for insurance underwriting (May / June 2005)
Small business lender deploys "decision anywhere" power (January / February 2005)
For leading Canadian bank, quest for risk-based pricing leads to new, unexpected opportunities   (May / June 2004)
Chicago bank boosts volume and service with Baker Hill and Fair Isaac solution (January / February 2004)
Bureau scores fuel 60%-80% annual growth for South Africa retail lender (September / October 2003)
Providian and INTRUST Bank reduce bankruptcies while protecting revenue (September / October 2003)
US bank expands small business lending reach with LiquidCredit Bank2Business (May / June 2003)
Spanish bank integrates strategies to meet risk and regulatory goals (May / June 2003)
Centralized decisions bring in post-merger profits (November / December 2002)
California bank attracts small business borrowers with expedited loan process (July / August 2002)
Leasing start-up builds business with faster financing cycle (May / June 2002)
Kemper Insurance automates underwriting, boosts combined ratio (May / June 2002)
Unibanco profits by placing customers at the center of strategies (March / April 2002)
Better strategy design unlocks profits at KeyBank (March / April 2002)
In a recession, CRM fuels rapid growth for Argentinian bank (January / February 2002)

Collections
Challenge the sacred cows—and other strategies of the collections best-in-class (July / August 2007)
Mastering the rules of world-class receivables management (May / June 2007)
Spinning straw into gold: How Meridian made bad debt pay off (March / April 2007)
Five ways to boost your collections and recovery rates (November / December 2006)
European banking group collects fast productivity gains (September / October 2006)
Scotiabank set to reap rewards from customer-centric collections (May / June 2006)
Pumping up recoveries: US bank relies on RMS muscle (March / April 2006)
Sprint improves recovery performance, data integrity and decisioning speed (November / December 2004)
Integrated collections and recovery solutions pack an analytic punch (September / October 2004)
Dynamic custom solutions advance collections and recovery management in the UK (May / June 2004)
Strategy Science cuts losses in early-stage collections (March / April 2004)

Corporate News
Equifax and Fair Isaac partner to accelerate development and delivery of new analytic solutions (May / June 2008)
How fast can Asia-Pacific banks grow consumer credit? (January / February 2008)
World's leading optimization software now available from Fair Isaac (January / February 2008)
From China to the web, Fair Isaac offers more ways to learn (November / December 2007)
Tackling the tough analytic problems: An interview with Fair Isaac’s Larry Rosenberger (May / June 2007)
“Client satisfaction will be our rallying cry” (May / June 2007)
Dr. Mark Greene named as Fair Isaac’s new CEO (March / April 2007)
Fair Isaac, Teradata alliance propels delivery of new applications (November / December 2004)
Fair Isaac, London Bridge integration will offer clients dynamic, end-to-end customer management (July / August 2004)
IBM partnership extends reach for customer decision making (March / April 2004)
IBM and Fair Isaac partner to deliver analytic advantage to financial institutions worldwide (January / February 2004)
Discover more solutions and analytic innovations at Fair Isaac's new Web site (July / August 2003)
Fair Isaac expands collections services with NAREX acquisition (July / August 2003)
Fair Isaac streamlines product support contact worldwide (May / June 2003)
New Professional Services group focuses on timely, measurable project results (May / June 2003)
Making enterprise-wide decisioning a reality (March / April 2003)
Business Science delivers suite of decision management software tools (November / December 2002)
Fair, Isaac completes merger with HNC Software (September / October 2002)
Fair, Isaac and HNC Software announce merger plans (May / June 2002)
Welcome to ViewPoints Online! (January / February 2002)

Credit Scoring
Innovation will restore authorized user accounts to calculation of FICO 08 scores (July / August 2008)
With a global spotlight on risk assessment, Global FICO score shines (March / April 2008)
Finding the prime in subprime (January / February 2008)
Scoring for success in a turbulent mortgage market (November / December 2007)
Fair Isaac research creates powerful new FICO score (July / August 2007)
Bankcard, auto, mortgage lenders get scores instead of no-hits (September / October 2006)
Robust ranking of risk around the world: Global FICO® score travels well (July / August 2006)
Global FICO score shows strength in Mexico (March / April 2005)
FICO Expansion score shows strong initial results (January / February 2005)
New FICO score extends lenders' reach to credit-underserved millions (September / October 2004)
Global FICO score: multi-country risk assessment (May / June 2004)
New simulators demonstrate NextGen cutoff strategy improvements (March / April 2004)
Sharing positive data: the next big step for emerging consumer economies (September / October 2003)
Better prediction benefits lenders and consumers (May / June 2003)
A signal to mortgage lenders: Standard & Poor's accepts NextGen scores (March / April 2003)
What the CFA got right — and wrong — about credit score accuracy (January / February 2003)
Research shows marketers gain strong advantage with NextGen (November / December 2002)
New origination models can reduce bad debt up to 20% (November / December 2002)
How — and why — three lenders converted to NextGen scores (July / August 2002)
For auto lenders, sharper risk assessment now more critical than ever (May / June 2002)
New risk scores reduce charge-offs, shine in key account management segments (January / February 2002)

Customer Management
Canadian Tire targets customer value to drive sustainable growth (July / August 2008)
New TRIAD tool reduces strategy size, complexity by 25% or more (July / August 2008)
Telcos add analytics to boost rewards from revenue assurance (November / December 2007)
UK bank uncovers profit niches with optimized pricing (November / December 2007)
Optimizing capital allocation across the enterprise—while meeting Basel II mandates (September / October 2007)
Santander Brazil spurs post-merger growth with EDM (September / October 2007)
The HSBC optimization factory speeds global strategy deployment (September / October 2007)
Analytic fast-track: How one start-up became a top card issuer (July / August 2007)
Transaction data adds a wake-up call to coming bankruptcies (July / August 2007)
Banking’s customer imperative: Are you building on your advantage—or losing it? (September / October 2006)
Canada bank links Capstone, TRIAD for stellar results (July / August 2006)
Better risk control helps Portuguese card issuer stay on top (May / June 2006)
DDA portfolios: Improving fee management and reducing attrition with precision strategies (May / June 2006)
Microsoft, Fair Isaac team unleashes the ROI in banking channel proliferation (March / April 2006)
Leading Portuguese bank fuels growth with customer-focused risk strategies (January / February 2006)
TRIAD 8 delivers on the promise of CRM (November / December 2004)
Fair Isaac and IBM deliver more powerful customer credit management (May / June 2004)
For Turkish bank, more targeted decisioning pays off in emerging card market (November / December 2003)
NextGen provides substantial boost to Strategy Science credit line strategies (November / December 2003)
Leveraging legacy technology in the new enterprise (September / October 2003)
Scores increase precision of retail portfolio valuations — a case study (September / October 2003)
Fair Isaac offers businesses access to most advanced modeling tools (September / October 2003)
Fair Isaac Blaze Advisor adds prediction to rules management (September / October 2003)
Strategy Science can identify missed opportunities for repricing (May / June 2003)
For HSBC, testing strategies takes surprises out of pricing for retention (January / February 2003)
New Netsourced TRIAD gives all lenders access to leading account management system (January / February 2003)
Norway's leading bank warms up the customer experience (September / October 2002)
CRM reality check: Nykamp discusses what works for 2002 (March / April 2002)

Enterprise Decision Management
The Decision Connection (July / August 2007)
Blaze Advisor 6.5 offers first-ever automated model integration (May / June 2007)
Blaze Advisor rules with industry and customers (March / April 2007)
Sun melts IT downtime with Blaze Advisor (November / December 2006)
Fair Isaac's Model Builder 3.5 features innovative analytics (September / October 2006)
Secure network delivers business-critical data and analytics on-demand (January / February 2006)
Egg takes the lead in online banking using Enterprise Decision Management (January / February 2006)
RulesPower technology propels high-performance rules management (November / December 2005)
EDM: Fueling the fast-response enterprise (November / December 2005)
Prove it: Demonstrating compliance in the age of regulation (September / October 2005)
Intelligent forms make for smarter decisions (July / August 2005)
Building intelligence into your operational decisions (May / June 2005)
Blaze Advisor 6.0: Fast-response enterprise rules management (May / June 2005)
Activate your data warehouse (March / April 2005)
Customer focus is the next value frontier for mortgage lenders (January / February 2005)
European bank reaps rewards from first EDM steps (January / February 2005)
Fair Isaac introduces Blaze Advisor for COBOL and Microsoft.NET (November / December 2004)
AIG expands global markets with help of Fair Isaac Blaze Advisor (September / October 2004)
Decision Yield: Does your decision-making measure up? (September / October 2004)
What senior executives think about analytic priorities (July / August 2004)
From rules to models to optimization, a new toolkit builds “decision power" (July / August 2004)
New Pre-Configured Application puts power of Strategy Science in your hands (May / June 2004)
A new generation of decision technology—coming at InterACT Prague (March / April 2004)
Two new alliances fuse rules and BPM for smarter processes (January / February 2004)
Are you building systems to automate critical decisions? (January / February 2003)

Fraud
For top Mexican bank, enterprise fraud approach delivers dramatic results (July / August 2008)
When customers attack—5 tips for tackling first-party fraud and abuse (July / August 2008)
Are card compromises raising fears—and costs—unnecessarily? (May / June 2008)
Tackling the fraud from within (March / April 2008)
Three innovative technologies tackle shifting payments fraud (January / February 2008)
Pinning down the PIN fraud threat (November / December 2007)
Stopping Faster Payments fraud “in flight” (September / October 2007)
Prepaid cards: Profit boon or money laundering bane? (July / August 2007)
Falcon One zeroes in on online banking fraud (July / August 2006)
Authenticating ID: Setting up imposters for failure (January / February 2006)
The thin black line—fighting the card skimming threat (January / February 2006)
Six steps to staying ahead of the enemy (September / October 2005)
Fraud detection goes "channel free" (July / August 2005)
Protecting the enterprise—Falcon One takes fraud management to the next level (May / June 2005)
Juniper Bank finds Falcon outperforms other industry-recognized system (March / April 2005)
Sharper tools for hunting down ID fraudsters (September / October 2004)
Banamex/Citigroup dramatically decreases fraud losses, false positives (July / August 2004)
Top Mexican bank reduces fraud losses by more than 90 basis points (November / December 2003)
A new weapon in the ID fraud battle: Fair Isaac models (November / December 2003)
Research results: POS fraud losses drop, revenue rises with Strategy Science (July / August 2003)
Visa EU brings next generation fraud technology to members (March / April 2003)
Leading UK telecom company winning fraud battle with neural network (March / April 2003)

Insurance
The 21st century insurer: Break out decisions for breakthrough performance (November / December 2006)
EDM delivers real-time underwriting payoffs to Unitrin Kemper (September / October 2006)
The 21st Century insurer: A smarter way to beat the competition (September / October 2006)
The 21st century insurer: Beyond price—Successful responses to shrinking opportunities (July / August 2006)
EDM plugs the claims leakage dam
(May / June 2006)
Five steps to re-inventing insurance marketing (January / February 2006)
How P&C insurance marketers can drive growth in a soft market (November / December 2005)
Do you know enough about that property to price it right? (September / October 2005)
Expanding the use of insurance scores to acquisitions (November / December 2002)
Rating comes to real-time underwriting (November / December 2002)
Beyond "yes/no" decisions: how insurers fuel profitability across life cycle (September / October 2002)
New Web site helps insurers communicate benefits of insurance bureau scores (July / August 2002)
Siebel eInsurance integrates Fair, Isaac's real-time underwriting (January / February 2002)

Marketing
A better way to reach out and motivate someone (November / December 2007)
A five-point plan for rewiring your retail decisions (September / October 2007)
Put a free FICO® score on your customer’s online account—and reap the rewards (September / October 2007)
Fair Isaac bids high on analytics to optimize search engine marketing (March / April 2007)
How leading retailers drive growth (March / April 2007)
Experian offers marketers sharper prescreen options (July / August 2006)
Marketers and analysts—bridging the communications divide (March / April 2006)
Best Buy aims analytics at purchasing triggers (March / April 2006)
Industry leader uncovers multi-million dollar gains with optimized promotional mix (November / December 2005)
Marketing for the decision-making moment (March / April 2005)
Peacock: A revolution in customer-centric analytics (November / December 2004)
Transaction analytics:
Generating customer insights for cross-sell success
(July / August 2004)
Groundbreaking new book spells out rules for "precision marketing" (January / February 2004)
Strategy Science advances offer cash flow modeling to marketers (January / February 2004)
Seurat acquisition provides clients with customer-centric Web marketing capabilities (November / December 2003)
A marketing "proof of concept": Test MarketSmart, with your data, at no cost (July / August 2003)
Analytically driven strategies debut in card marketing platform (January / February 2003)
SmartLink links customer data across multiple relationships (March / April 2002)
Web as "lab" shrinks credit card offer test costs (March / April 2002)
Strategy Science takes guesswork out of marketing strategies (January / February 2002)

Research & Development
New Research Exchange tackles your hardest analytic challenge (May / June 2008)
Conversational machines—breaking new ground in artificial intelligence (May / June 2007)
Fair Isaac BioAnalytics: Paving the way to predictive medicine (November / December 2006)
The answer to “When?” is scoring’s new frontier (May / June 2006)
Beyond three dimensions: Visualizing complex customer data (May / June 2005)
Leveraging Randomness: The Science of Adaptive Random Trees (March / April 2004)
Unstructured data has untapped predictive potential (January / February 2004)
Data Spiders technology uncovers data secrets (September / October 2002)
Learning strategies: a map for moving into new strategic territories (July / August 2002)
"How will our customers behave?" Ask ClusterBots (May / June 2002)
How will your strategies perform in a changing economy? (March / April 2002)