MORTGAGE BANKING
The mortgage lending process is complex, demanding rapid, accurate risk assessment as well as sophisticated process management. Fair Isaac's credit risk analytics and out solutions for managing the consumer credit life cycle helps mortgage lenders control risk exposure while building loan portfolios and customer relationships.
Fair Isaac's analytics play a vital role in the US mortgage industry. Our FICO scores are used in 75% of US mortgage originations, and have been tested and validated by Freddie Mac, Fannie Mae and other third parties. They also facilitate the securitization of mortgage loans.
What can you expect from Fair Isaac solutions?
- More precise evaluations of customer risk
- New ways to expand your prospect universe
- Higher approval rates
- Improved customer loyalty and receivables
- Lower fraud rates, without compromising customer satisfaction
- Better control over your loss and revenue trade-offs
- A level of accuracy and consistency you need for complete regulatory compliance
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