There's a reason why 90% of small business credit grantors in the US and a growing number of international clients use Fair Isaac analytics to support their credit decisions. In a word: Leadership.
In the early 1990s, Fair Isaac sparked the small business credit revolution, introducing the Small Business Scoring Service (SBSS), the industry's first automated credit decisioning system. Today 22 of top 25 US small business credit grantors use Fair Isaac's small business solutions, making us the recognized leader in small business analytics, software, and strategic consulting.
Our support and expertise extend internationally, through custom scoring and analytic solutions. We've also partnered with the leaders in small and medium enterprise lending, including D&B, Baker Hill, Equifax, Experian, Call Credit, and more than 500 leading small business lenders globally.
Precision Marketing
Sending the right message to the right people - through the right channel, at the right point in time - speaks to Fair Isaac's core competitive strength. We call it precision marketing.
What truly sets us apart are the advanced analytics we infuse into every marketing decision. Analytics that drive marketing improvement by orders of magnitude for more than 5 million real-time marketing offers, 11,000 marketing campaigns, 2 billion customer records, and 222 billion database updates, with more than 4 billion consumer transactions annually.
Originations
Fair Isaac integrates application processing with decision management and advanced analytics to help lenders increase their approval rates, lower their credit losses and reduce their processing expenses with our leading LiquidCredit® service for small business. We also provide world class scoring with our suite of small business scores to custom originations scoring on a global basis.
Customer and Account Management
Lenders worldwide use Fair Isaac adaptive control systems to make more than 40 billion account and customer decisions each year-including important cross-selling decisions based on enhanced transaction and risk analytics.
Now you can use TRIAD™ adaptive control system at the customer level to control risk exposure and sell more deeply into your customer base. And we've introduced new analytic innovations to account management, including data-driven strategy optimization, transaction scoring and event-triggered score delivery.
Fraud Management
The unmatched speed and intelligence of Fair Isaac fraud solutions, powered by the Fair Isaac Fraud Consortium, has made Falcon™ Fraud Manager the industry-leading solution for payment card fraud. With sophisticated neural net models and case management capabilities, Falcon™ ID helps lenders crack down on identity fraud.
Collections & Recovery
Fair Isaac offers premier, end-to-end collections capabilities incorporating workflow, analytic and partner networking capabilities. Fair Isaac provides the first and only customer-centric collection and recovery solution, Debt Manager™ solution, along with Recovery Management System™ solution, which manages recovery of debt through the later phases of the receivables lifecycle. Clients using Fair Isaac collection and recovery scores can experience improved efficiency up to 20%.
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