Training: Public Courses

Demystifying Credit Bureau Scores Agenda

Scoring Overview
Learn about Fair Isaac, our scores, and how we interact with the rest of the industry. Specific topics include:

  • Overview of Fair Isaac and the relationship between credit reporting agencies, credit grantors, and consumers
  • Scoring principles and terminology
  • Description of the types of scoring models (risk vs. non-risk, custom vs. pooled, application vs. behavior, credit bureau risk scores, bankruptcy scores, revenue scores, attrition scores)

Credit Bureau Risk Score Characteristics
Learn what types of characteristics prove predictive and which groups of characteristics contribute most significantly to the credit bureau risk scores.

Fair Isaac Credit Bureau Risk Score Design
Learn about Fair Isaac’s approach to scorecard design. Specific topics include:

  • Design and development features
  • Inquiry deduplication
  • Multiple scorecard design, including an example scorecard
  • Reason codes
  • Minimum scoring criteria
  • Exercise: Examples of how scores are calculated


Fair Isaac NextGen Credit Bureau Risk Scores
Learn about the newest models that provide lenders with the most cutting-edge risk prediction available. Specific topics include:

  • Design and development features
  • Comparison to Classic FICO scores, including case study results
  • Converting from Classic FICO scores to NextGen FICO scores