In the context of today's stressed economy and markets, the phrase "return on investment" takes on new significance. Financial institutions look to Fair Isaac not only for industry-leading products and best practices, but for scientific ways of deciding where to focus every resource, action and minute for higher returns. We work with thousands of banks, card issuers, retail credit issuers, auto lenders, mortgage lenders, credit unions and other credit grantors worldwide, including 90 of the 100 largest financial institutions in the United States; two-thirds of the largest 100 banks in the world and the 100 largest U.S. credit card issuers.
Originations
Capstone® Decision Accelerator
A strategy design solution for origination, this browser-based, XML-enabled software can operate independently or as an integrated callable service to Capstone Decision Manager.
Learn moreLiquidCredit® Service
Web-based instant credit decisioning solution that helps lenders of any size grow their business while tightly controlling risk.
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Featured Success Story
Bank Renaissance Capital: Russian Bank Flourishes in Thawing Credit Market
Account and Customer Management
TRIAD ® adaptive control system
The leading account and customer management solution, with advanced analytics and unmatched strategy consulting and tools.
Learn moreFICO® Scores on Statements
A new source of fee-based income based on your current month-end score appends, and a good reason for your customers to move to online banking.
Learn moreFair Isaac® Transaction Scores
Transactional scoring based on authorizations data for use in conjunction with traditional behavior scores to improve separation and identify risky behavior sooner.
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Featured Success Story
Unibanco profits by placing customers at the center of strategies
Collections and Recovery
Fair Isaac® Debt Manager™ solution
A complete solution for intelligently automating processes across the entire distressed debt cycle, leveraging analytics and the industry's largest choice of networked agencies, data sources and third-party services.
Learn moreRecovery Management System™ solution
The leading solution for maximizing recoveries from charged-off debt portfolios, processing more than 70% of charged-off consumer debt in the US.
Learn moreFair Isaac® Collection Scores
Early-stage and late-stage scores that point collections activities to accounts where they will make the most difference.
Learn moreFair Isaac® Custom Collection Models
Powerful analytics for collections and recovery are designed for frequent model updates and minimal impact on your IT resources.
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Featured Success Story
The National Bank of Australia transforms collections to prepare for a changing economy
Featured White Paper
Economics of Collection and Recovery
Fraud Management
Falcon® Fraud Manager
The most accurate and comprehensive systems for detecting payment card fraud, used by 17 of the 20 credit card issuers worldwide.
Learn moreFraud Predictor with Merchant Profiles
A companion product that increases Falcon Fraud Manager detection performance by up to 50% by extending Fair Isaac's patented dynamic profiling to merchant behavior patterns.
Learn moreFair Isaac® Card Alert Service
A service that combines analytics to detect large outbreaks of counterfeit card fraud combined with risk management to prevent the majority of losses.
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Featured Success Story
Banamex / Citigroup dramatically decreases fraud losses, false positives
Featured White Paper
How Can Fraud Models Combat New Tricks?
Marketing
Fair Isaac® Precision Marketing Manager
A multi-channel direct marketing platform that improves sales and reduces costs by using analytics to predict customer potential, and advanced channel and campaign management to automate, refine and coordinate interactions with high-potential prospects.
Learn moreScoring
FICO® scores
The most widely used broad-based credit bureau risk scores, playing a critical role in billions of decisions each year.
Learn moreFICO® Expansion Score
A credit risk score for consumers without traditional FICO® scores, that analyzes data from alternative sources for insight into financial behavior.
Learn moreFair Isaac® Credit Capacity Index
Analytics that help you grow your business safely by identifying which customers and prospects can handle additional credit.
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Featured Success Story
Lenders across industries validate FICO® Expansion® score’s power
Featured White Paper
In a credit-hungry economy, how much is too much?
Custom Analytic Products and Services
Fair Isaac® Predictive Analytics
Custom modeling services for predicting risk and other dimensions of customer behavior.
Learn moreFair Isaac® Custom Decision Optimization
Advanced custom analytic services for developing analytically derived decision strategies that balance your objectives and constraints.
Learn moreFair Isaac® Basel II Analytic Services
Expert assistance for banks at all stages of Internal Rating Based (IRB) compliance—from starting out to building unique competitive advantage on top of industry standard risk metrics.
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Featured Success Story
UK bank uncovers profit niches with optimized pricing
Decision Management Tools
Fair Isaac® Blaze Advisor® system
The industry's leading business rules management system (BRMS) enables business users to build, modify and test rules-driven decisioning processes.
Learn moreModel Builder
The software tool our modeling teams use to deliver custom predictive models, Model Builder is a complete development environment spanning the entire predictive modeling lifecycle.
Learn moreDecision Optimizer
The software tool our modeling teams use to deliver custom optimization solutions. Handles complex large-scale optimizations involving dozens of networked action-effect models.
Learn moreFair Isaac® Xpress-MP™ Optimization Suite
The world's foremost modeling/programming language for optimization, with a complete development environment and full range of powerful solvers.
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