Insights

Insights White Papers

Featured White Paper

What’s the Payback on Connected Decisions? (pdf)
No. 9, November 2008

Sharing data, analytics and intelligence across the customer lifecycle can produce better decisions and a sustainable competitive advantage.

Lenders tend to make “silo” decisions in originations, fraud, collections and customer management. In today’s new environment, creating value and managing risk demands a Connected Decisions approach, powered by integrated systems across the lifecycle. But how can you quantify the value of this direction?

Read this paper to see estimated ROI from:

  • Connecting originations and fraud to cut first-party fraud
  • Connecting fraud and collection to reduce losses and costs
  • Connecting customer management and collections to reduce charge-offs

More White Papers:

Scoring Your Customers: How Often is Often Enough? (pdf)
No. 8, October 2008

New Fair Isaac research shows how consumers’ FICO® scores are changing, and what it means for refreshing scores

How Can Fraud Models Combat New Tricks? (pdf)
No. 7, September 2008

A "bolt-on" adaptive model layer, which self-learns new fraud patterns, boosts detection by nearly 50% in recent test.

Can New Fraud Profiles Cut Losses? (pdf)
No. 6, July 2008

Analyzing merchants and ATMs boosts fraud detection — but will it slow down processing?

Managing Risk in the Credit Crunch (pdf)
No. 5, June 2008

Read the Fair Isaac Insights paper, "Managing Risk in the Credit Crunch"

Improve Control over Strategic Portfolio Management (pdf)
No. 4, June 2008

Read the Fair Isaac Insights paper, "Optimizing Trade-Offs for Strategic Portfolio Management"

Are Today's Market Pressures Reshaping Credit Risk? (pdf)
No. 3, May 2008

A new study explores FICO score trends in dynamic times—and how lenders can respond

Are You Paying Too Much for Clicks? (pdf)
No. 2, April 2008

Read the Fair Isaac Insights paper, "Closing the Value-Price Gap in PPC Advertising"

How Much Credit is Too Much? (pdf)
No. 1, February 2008

How much credit can a consumer handle? Will your new loan be the one that pushes a "good" borrower over the edge?

 
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